If you are injured while working in Branson, you may have questions about your ability to recover compensation. Without knowing your rights, you may assume that your injuries should be paid by your health insurance coverage, and that any days of work that you miss are simply lost days for which you will not be compensated. However, if you are an employee and your injury happens at work, you are likely entitled to workers’ compensation benefits. Our Branson, MO workers’ comp lawyers at the law office of Morrison, Webster & Carlton can help you to understand your right to benefits and how to initiate a claim.
Workers’ compensation insurance is a type of no-fault insurance coverage that is provided to the majority of employees in Missouri. Under this coverage type, employees who are injured in the course of their employment are entitled to no-fault benefits, which means that they do not need to prove fault in order to recover compensation, nor will they be barred from recovery if they contributed to their own injuries. By virtue of the no-fault system, employees are barred from filing a lawsuit directly against their employer for compensation.
All employers with five or more employees are required to provide workers’ compensation insurance. For employers in the construction industry, workers’ compensation insurance is required for all employers who have at least one employee.
A worker who is injured at work and files a claim for workers’ compensation may be eligible for the following available benefits:
Note that in addition to compensation for injuries, workers may also seek compensation for occupational diseases.
Understanding the requirements for filing a workers’ compensation claim can be complicated, and if you do not act within the required time frame, you could forfeit your right to benefits. At the office of Morrison, Webster & Carlton, our workers’ compensation lawyers in Branson are passionate about helping injured employees maximize their benefits. For a free consultation with our legal team and more information about workers’ compensation insurance, reach out to us directly today. We are eager to help you.